Back in the day, if you wanted to get rid of wrinkly and sagging skin, there was only one way to do it: going ‘under the knife’ with a facelift. The Laser Skin Doctor has covered extensively in this website the different laser treatments that are available for firming and improving skin. But one thing we haven’t covered are the extensive range of dermal fillers that can be injected into furrows between the brows (these seem to be getting more commonplace in our high stress lives), crows feet, ‘parentheses lines’ that run from nose to mouth (also called ‘marionette lines’) and of course, the Hollywood starlet’s choice of plumping up lips. Like today’s modern laser treatments, these can all be done during a lunch time with no ‘going under the knife’ required.
The beauty game has definitely changed with dermal fillers. Doctors say that patients who regularly use fillers before they require a facelift, can delay that face lift for at least ten years. Fillers work differently from a face lift in that they work under the skin to plump up sagging skin. A face lift works by tightening and flattening the skin (which in extreme cases can lead to that ‘wind blown’ look. Fillers, when done right, are much more youthful and natural than a face lift. But when over zealous filling is done, faces can look out of proportion and lumps are noticeable. Ethos Spa Skin & Laser Center will help people to get a glowing skin. The proportion of the ingredients in the tools and cream is the best one for the people. There are many filters available to get a glowing skin and more hairs at scalp.
Dermal fillers, with their relatively affordability, low downtime and generally good results, have become massively popular. As with anything that popular, there is the inevitable backlash. The big drawback is that fillers are temporary, lasting anywhere from a few months to a year. (It has been said that if a patient is very physically active, the filler doesn’t last as long.) There are also some side effects, such as bruising and swelling. Some treatments can result in an allergic reaction.
However, in this youth obsessed and competitive age, this hasn’t stopped the professional woman (and man) from seeking these out as a way of enhancing their appearance. The optimal age to get fillers is in the 40′s to early 50′s, although in some industries such as Hollywood, patients in their 20′s and 30′s are not uncommon for treatment of frown lines and other issues.
Here is a brief rundown on the different fillers out there:
Invented in Sweden in 2004, it is the first dermal filler that wasn’t made from bovine derived protein. This was a major breakthrough as there were some issues with allergic reactions with animal derived fillers. It is the most popular dermal filler in the world, with 10 million treatments performed globally. It lasts up to 18 months with repeat injections during this time.
Made by the same company that manufactures Restylane, it is very similar but the molecule size is larger, making it better for deeper wrinkles. It is claimed that the results last longer than Restylane but is FDA approved to last up to 6 months.
This differs from the first two in that it is made up of tiny spheres of calcium. This apparently stimulates the body to produce more collagen. One procedure using Radiesse has been dubbed ‘the injection nose job’ where the filler is added above the bone in the nose to smooth contours. It can also be used on jowls for its uplifting and plumping effect.
A slightly lesser known dermal filler, it came onto the US market in 2008. Made from porcine (or pig derived) collagen, it is claimed that porcine collagen is more genetically similar to human collagen than other animal sources. However, as swine flu has made headlines, it is important to note that it is not possible to get the virus through the injections. As porcine collagen is more compatible, it can mean fewer side effects such as bruising or swelling.
One of the fillers gaining popularity over the years is Juverderm. Made from hyaluronic acid, it came onto the market in 2007 in the US. It is good for mid to deep wrinkles.
Which one is the best one for you? Ask your doctor what they would recommend. Make sure it is FDA approved. Ask him or her how often they have performed the procedure (at least 30-50 times is a good benchmark of expertise). As each filler has a different consistency, make sure your doctor understands how deep to inject it, which needles to use and other factors associated. Get educated on the different dermal fillers out there and chose the best one for you.
Anxiety is a normal reaction to stressful situations. For example, it is normal to feel anxious before a big test. However, for those suffering anxiety disorders, anxiety can persist for no real reason at all, and normal, everyday situations can cause excessive feelings of anxiety. Anxiety disorders are widespread with over 40 million sufferers in the United States alone.
There are six main types of anxiety disorders, each with its own variation of symptoms: Generalized Anxiety Disorder, Social Anxiety Disorder, Panic Disorder, Phobias and Post Traumatic Stress Disorder.
Symptoms Of Anxiety
Anxiety can cause feelings of fear, worry, uneasiness, and dread. People suffering from anxiety disorders are plagued by anxiety producing, irrational thoughts and attentional biases.
The physical effects of anxiety include heart palpitations, increased heart rate, muscle weakness and tension, fatigue, nausea, chest pain, shortness of breath, stomach aches and headaches. Excessive, persistent anxiety can pose a serious threat to your physical health. Anxiety has been linked to several health problems , including heart disease, stroke and high blood pressure.
Panic attacks are a common symptom of excessive anxiety. During a panic attack, a person will have an overwhelming fear that he or she is about to die or pass out. This is followed by at least one month of worrying about having another panic attack and this is usually accompanied by a strong fear that something bad will happen as a result of the panic attack, such as dying, losing control or ‘going crazy’.
Anxiety often causes avoidance behavior in sufferers. Anxiety can cause a person to avoid all the situations which he or she perceives as stressful, no matter how common and everyday these situations might seem to others. Avoidance, however, can lead to social isolation and it ultimately magnifies the perceived threat of everyday situations, usually leading to a greater susceptibility to anxiety in the future.
Causes Of Anxiety Disorders
The exact cause of excessive anxiety is unknown. There is evidence to suggest that some people are biologically predisposed to developing an anxiety disorder. Just as some people have different food sensitivities and allergies, so can people have different biological sensitivities to environmental stressors.
Diet has also been shown to play a key role in anxiety disorders. If you are lacking certain vitamins and minerals, your mind and body cannot function properly. For instance, a poor diet might mean a lack essential fatty acids, which are needed by your brain to produce the hormones and chemicals that you need to feel balanced and happy. The stress of malnutrition itself can manifest as anxiety. This may explain why hangovers are often accompanied by feelings of anxiety, since alcohol strips the body of key mood balancing nutrients such as magnesium and the B-vitamins. Sustained alcohol abuse can lead to severe anxiety and depression. A number of clinical studies have shown that caffeine alone can exacerbate or even cause certain anxiety disorders.
High levels of stress can lead to anxiety disorders. Studies have shown that the chronic stress of chronic illness, financial debt, or or other such high stress conditions can cause anxiety disorders.
Treatment Options For Excessive Anxiety
The goal of treatment is not to eliminate anxiety (since some anxiety is normal), but rather to reduce it to a normal level and enable you to handle it more effectively. Popular treatment options include talk therapy, medication and cognitive bias modification. Some people have overcome their anxiety disorders by making lifestyle changes and by eating a nutritious, balanced diet.
Cognitive Behavioral Therapy (CBT) has proven to be a highly effective treatment option for anxiety disorders, particularly Panic Disorder and Social Anxiety Disorder. CBT for anxiety is based on the idea that anxiety stems from maladaptive, irrational thoughts. The aim of Cognitive Behavioral Therapy is to change these irrational thoughts and thereby reduce anxiety. Other talk therapies, such as psychoanalysis and counseling can also provide some relief from anxiety.
Studies have shown that a lack of serotonin in the brain can cause anxiety. For this reason SSRIs (Selective Serotonin Reuptake Inhibitors) are the most commonly prescribed form of anxiety medication. SSRIs increase the amount of serotonin in the brain and thereby reduce anxiety. Although often effective in controlling anxiety, SSRIs can have several harmful side effects, with some evidence suggesting a link between SSRIs and suicide (80).
Other drugs such as atypical antipsychotic quetiapine , Benzodiazepines and beta-blockers have shown some efficacy in treating anxiety disorders, but these too come with potentially harmful, even fatal, side effects. Medication, when considering issues such as tolerance, dependency and side effects, can only really be seen as a short term, temporary solution for anxiety disorders. People who buy best CBD for anxiety should always consider the ratings as well as the reviews while investing in products like these. Many time the wrong selection of the oil can lead to serious health issues. These issues directly affect the CNS of the consumer.
Cognitive Bias Modification
Cognitive Bias Modification (CBM) for anxiety is based on the premise that people who suffer from anxiety tend to have an attentional bias towards threats. The purpose of CBM is to alter and eliminate these biases and thereby reduce anxiety. Clinical studies have shown that CBM can be as effective as medication and talk therapy in reducing anxiety.
When there is a clear enough causal link between life circumstances and anxiety, making life changes can help to eliminate excessive anxiety. This might mean making more time for rest and relaxation, eating a healthy diet or even bigger life changes like finding a new job or moving house. It goes without saying that any major life changes should only be made after due consideration.
Anxiety disorders can often go undetected since anxiety often coexists with other mental disorders, such as clinical depression. Anxiety sufferers often hide their conditions, since in most cultures there is a social stigma attached to mental disorders. Such is society’s perception that it seems that it is perfectly acceptable to have physical health problems, but it is somehow, rather unfairly, shameful to be suffering from mental health problems. As of 2010, there were over 275 million people who had been diagnosed with an anxiety disorder.
Demand for CBD products has increased rapidly over the last few years and many people are consuming CBD-infused products to treat some general sicknesses. Many nations across the globe have been following this development by legalizing the recreational and medical use of cannabidiol or CBD. According to medical studies, CBD contains many amazing healing properties that can be highly beneficial in treating the ailments like chronic pain, inflammation, stress, disturbed sleep, aging symptoms, anxiety, and depression levels.
But what is CBD? Cannabidiol or CBD is a naturally occurring chemical compound found in the Cannabis Sativa plant and it is one of the most active and therapeutic cannabinoids. CBD is also very much popular because of its non-toxic and non-psychoactive properties which don’t make the user high after its consumption which tetrahydro cannabidiol surely does. CBD is available to consume in different forms like CBD tinctures, gummies, oils, edibles, topical, and many other forms. However, sometimes it gets difficult to know how to measure the effectiveness of CBD on the body and where to begin with it, these questions are a must when one has not tried CBD before, therefore microdosing is a great way to start a healthy CBD regiment. Visit the site to explore CBD: https://greenthevoteok.com
What is CBD Microdosing?
One can call CBD microdosing is a technique that entails taking very small amounts of cannabidiol or CBD on a regular schedule without missing it. As mentioned, it is an amazing way to understand the effects of CBD on the human body if one is completely new to CBD. Also, it is advisable to try a microdosing schedule for CBD before beginning a full spectrum CBD regiment. This not only helps in understanding CBD and its effects but also helps in finding a sweet-spot dosage of CBD that can work best for one’s body. But what about the people who are already consuming it, cannabidiol or CBD microdosing can also be a great way for the people who have experienced the consumption effects of CBD that desire to reset their system and get back into their optimal therapeutic range.
Before starting the CBD microdosing, it becomes important to note that that microdosing is not the most effective way for a long term to consume CBD products to gain the full spectrum therapeutic effects but in a short term period it can be. After taking The CBD microdosing for a short term period, it will help in finding the amount that can work best on the body and its health issues, then beginning with the actual CBD regiment will be easy and one can then increase the amount if it is required. CBD can help in finding a cure for many of the common ailments which affect people from all sorts of life.
However, consulting a doctor and taking a medical prescription before going for CBD microdosing is always advisable because it can help in getting proper guidance about the microdosing, win which form it is good to go for micro-dosing and CBD with its effects on an individual’s body, benefits, and side-effects
Lord mobile is a very popular video game online with more than 200 million users worldwide. This is a game that is loved by many and played in huge numbers every day. Since its launch, people still invest their time and energy in excelling in these games because it is so addictive, and so many new video game players want to play this game. This is one reason why lords mobile cheat and hacks are becoming so popular to invest times.
Lords mobile can be download online and can be played on mobile. The good thing about this game is that one can play this on their mobile phone. This makes the game very mobile-friendly, and one can play the game whenever they want as long as they have an internet connection. You don’t even have to carry your laptop or tablet to play this game. This does not mean that one cannot play this game on their computer and laptop. If you are a beginner player, or you are playing lords mobile for the first time and want to up your game, you can use lords mobile cheat or hack to improve your gameplay and get an opportunity to improve your banking and gamer profile.
What are game cheats and hacks?
Since video games have evolved with technology and technology is also ever-evolving, video game developers have created hacks and cheats. The game developers design video game cheats and hacks because when they give the game to the third parties for the testing procedure, they can easily get through the games’ difficult parts. This is for them to give reviews and critiques to the developers before or after the game’s launch. The game developers and designers and most of their parties can also invent and create the game hacks and cheats so that they can play the game without any problems in a short amount of time and review it.
You will also find that there are many hacks and cheats that are available online for free on many blogs and websites. Anyone on the internet can have access to these hacks and cheats. This is why these hacks and cheats have become so popular with mainstream gamers and video game experts.
In today’s time, almost all the players who are playing video games can find video game hacks online. These cheat codes and hacks will help the players to improve their game through these cheats and play the game in a more simplified version. You will find hacks and cheats of almost any video game online for free. Some hacks and cheats are also paid for, but most of these hacks are free of cost. For example, if you are a lords mobile player, you will find lords mobile cheat and hack online that you can use to improve your game and make it more enjoyable.
Benefits of hacks and cheats in video games
When it comes to hacks and cheats in video games, you will find that there are plenty of benefits if using them in the game to make the gaming experience more pleasurable and rewarding. Below are some of the most important advantages of using hacks and cheats in games-
There are always extra features available in the video games that are not available to all the players. The player either has to pay money for these features, or they have to reach certain levels and finish missions so that they can receive these features as rewards. Not everyone wants to spend real money on video games as most of the players play video games for fun and entertainment and not on a professional level. This is where hacks and cheats come useful. You can improve your game and reach higher levels faster, which will allow the players to unlock several features and skills. With lords mobile cheat and hack, you will reach extremely higher levels faster and get a better feature that you can use in your game.
No Real Cash required
The in-game purchase will require you to spend real money. Unlocking various features, weapons, clothes, and other skills will require you to make an online payment or buy cryptocurrency or virtual game currency. If you do not have the money to spend on these features, you can always turn to hacks and cheats. You don’t have to spend thousands and thousands on these features when you have hacks available at your fingertips.
It can be frustrating to get stuck on a difficult level that seems impossible to crack. Also, many times the competition is so trying that you don’t stand a chance to get through the level. This is when hacks and cheats come to the rescue. They will keep you motivated and make the game easier for you. When you sue hacks and cheats, you will be easily able to beat your enemy and get ahead in the game.
Hacks and cheats definitely make the game more interesting as you get to move up and level up in the game. You will be able to unlock various types of features through the use of cheats and hacks. When you use these features in every game, you will move ahead in the video game and get to the exciting and interesting part of the game.
In an effort to appeal to the widest range of consumers, Sealy offers a wide variety of Reviews on mattressify. While this is definitely a benefit for most consumers, it can get a little confusing when trying to choose your next mattress when you are looking for mattresses the best mattress for side sleepers. If you need help understanding the wide range of Sealy mattress models and don’t know where to start, this article can help. You can also find more in-depth information about this subject at qmattresses.com’s overview of the Sealy mattress models.
Traditional Innerspring Sealy Mattress Models
All of Sealy’s traditional innerspring mattress models use a continuous coil innerspring system. The springs are dual-tempered which, according to Sealy, provides higher spring durability.
When choosing innerspring Sealy mattress models, you have a few options to choose from:
- Two different coil counts – 420 and 667 – higher spring count equals more support.
- Three different mattress cover choices.
- Firm, cushion firm, plush, and ultra-plush
You can also add a memory foam comfort layer to increase the comfort of the mattress if you so choose. The traditional innerspring Sealy mattress models are among Sealy’s most affordable mattresses.
Sealy’s Posturepedic mattresses are also coil spring mattresses but this coil system is constructed of Titanium alloy. According to Sealy, this material prevents sagging, offering more support to the spine, particularly over time. Posturepedic mattresses are Sealy’s most popular mattress. This is likely due to the cross between affordable cost and satisfactory comfort.
Stearns ; Foster
The Sealy mattress model Stearns Foster is considered Sealy’s most luxurious mattress. They are also one of the most expensive Sealy mattress models. Stearns Foster are also innerspring mattresses but they use a pocket coil spring system. Coil count starts at 667 and can go all the way up to a little more than 800. Obviously, the higher coil count is intended to provide more support. To add to the comfort of these Sealy mattress models, layers of memory foam have been incorporated into the mattress’ construction.
Foam Sealy Mattress Models
Sealy offers three different foam mattress models. Each foam mattress model has its own set of advantages and disadvantages with the main advantage being price. According to customer reviews at http://www.qmattresses.com/, the highest-ranking foam mattress Sealy offers is the Embody foam mattress which comes in both latex and memory foam.
While there are definitely many options for mattress shoppers, it is highly advised that, before you make a purchase on any of the Sealy mattress models, you take the time to research the customer complaints, expert reviews, and mattress ratings. This will help ensure that you choose the best Sealy mattress model for your needs. You should also review the warranty information on the different Sealy mattress models so that you know how to protect it once you make your purchase.
Deciding what gift to give a special woman in your life can be a difficult decision. Do you go romantic with flowers and chocolates? Practical with cookware? Many men veer away from giving clothing to women as a gift, and for good reason. Fashion can be fickle, and size can be difficult to judge on a hanger. However, if you know your wife, girlfriend, sister, etc., loves receiving clothes, here are a few tips to find just the right thing:
Picking out the correct size is the first place to start. You need to know whether to head to the woman’s (plus size) department, the junior’s section, the misses, or the petite department. (Did you even know there were so many sections to choose from?) The easiest way to steer in the right direction is to take a peek in her closet. Women’s and misses sizes come in even numbers, while junior’s clothing is labeled with odd numbers. Petite clothing is often labeled with a ‘P’ after the number. Plus size clothing usually starts at size 14 or 16. See what size she wears in both tops and bottoms, as women often wear a different size on the upper and lower body. If you can’t sneek a peek in her closet, discretely ask one of her friends or relatives. When neither of these options are possible, try to find something that comes in small, medium, and large sizes, and is flexible in fit, such as a sweater or jacket. And of course, keep your receipt in case you have to return it.
The size you choose is important because this is how a lady will imagine that you see her. Guess too large, and she will be offended, or think you perceive her as being larger than she is. Guess to small, and she will be embarrassed. This is just like choosing a small wallet for men. Surely, you don’t want to buy something that is too big or excessively small. Accuracy and precision are very crucial in buying clothes so you can ensure that the item you are buying will be useful to her.
Just as with size, the style of the outfit or piece you choose can either say, ‘I know what you like and what looks good on you (read: I pay attention to your wants and feelings), or ‘I have no clue about your interests in clothing, and I think you should be wearing this instead (read: I care more about my likes and dislikes than yours). But no pressure, right?
One of the biggest mistakes men make with style is buying something for their wife, fiance or girlfriend that the man thinks is “sexy”. This is tip-toeing along a thin tightrope. While many women love form-fitting clothing, and buy it themselves, a man buying it for them can send entirely the wrong message. They may see it as him dressing them up as a trophy wife, an object to show off. Or they may see it as him actually buying himself a gift, when they were wanting something completely different. If she doesn’t normally wear revealing clothing, buying a lacy low-cut blouse can be seen as him trying to change her, not just her wardrobe, but her personality as well.
So how do guys avoid a major offense? Once again, look in their closet to see what they like. Observe what she wears to work, to go shopping, to go to a nice restaurant, to work out, etc. You don’t want to buy something exactly like what she already has, but you don’t want to step too far outside her comfort zone either. If you see she loves sweaters, pencil skirts, and pointy-toe boots, buy her something like one of these items but in a color, material, or pattern that she doesn’t already have. If your girl reads fashion magazine, look for pictures that are marked, and if she watches fashion-themed shows, be on the lookout for “oohs” and “ewws”. Maybe a new style of jacket has just come into fashion and she is dying to try it out, but hasn’t saved up the money yet. If you are observant enough to know for sure she likes the look of it, it would probably be the perfect gift. And this leads to the issue of color…
Suppose you figure out her size, and narrow the style options down to the new jacket and one of her traditional favorites, a sweater. Only one more hurdle to jump over — what color do you buy? First, rely on your own senses. What color do you like on her? You have probably noticed if bright yellows bring out the golden tones in her dark skin, or if certain earthy greens seem to match her eyes exactly. You can always look in her closet, or observe her usual routine, but this can be a chance to be a bit unique. Some women (or most women, at some point) get stuck in a color rut, and might need some help getting out of it. Perhaps she spends so much time at the office her whole wardrobe has become a humdrum mix of navy, brown, and black. Rather than give her another dark piece to get lost in the black hole, spice it up with something pumkin colored. A word of caution though — if she has been used to neutrals for a while, something too bright and bold can be a bit shocking to the senses. Ease her slowly into the world of color.
If you don’t trust your own taste, you can do a bit of research on the internet. There are many sites devoted to help women find what colors look best with their eyes, hair, and skin tone. For example, redheads often look good in some shades of green, and African American girls with very dark skin can get away with bright, brilliant hues that pale-skin women would look washed out in. If necessary, ask a stylish female friend for help, or even an employee at the clothing store who seems willing to help. Flip through some fashion magazines yourself to see what colors are in style this season, but remember that you want to give her something she can wear for years to come.
So you find the hip new jacket, in a perfect size 10, in a fabulous ocean blue…and her best friend tells you she will absolutely hate it. Now, I’m sure that this worst-case scenario won’t happen to you, but if it does, there are always accessories. If you buy accessories you have the advantage of not having to worry about size and can even buy something that is a neutral color that most women would appreciate.
A beautiful scarf can make a great Christmas gift, and during this chilly time of year, will be quite useful. At other times, silk scarves are classy and feel wonderful against the skin.
A nice leather belt will always be in style — its something that every woman can use, and you can even play around with the color.
And if all else fails…no one can complain about a gift certificate.
Welcoming a new puppy into your home can be a joyful experience. It is always a good idea though to know what to expect from the animal you bring home. One thing that you should be aware of is that despite the Basset Hound’s height, this is not a small dog. This is basically a large dog on short legs. Although each Basset Hound is different, they do all carry similar traits. And if your dog is planning on competing in Dog Shows, then it needs to have a few specific characteristics.
First we will talk about behavior. For the most part, the Basset Hound is quite happy laying on the couch being lazy. Many enjoy sleeping on their backs so that their human can give them tummy rubs. That is not to say that Bassets don’t enjoy a daily walk or running around the backyard. In fact, they need this exercise regularly or they will soon be dragging that tummy on the ground. It is always best to keep your Basset on a leash when he is not confined to a fenced area. Even if he is a very well behaved animal, if he catches a scent he will become focused on that and may not obey your commands. This can be tragic if the scent happens to pass through busy traffic. With patience, Bassets are very trainable, one should just take into consideration that they are on the stubborn side and may need a few reminders that you are actually in charge. Bassets aren’t considered excessive barkers, nor are they silent. They have a nice deep bark when they are on a scent, but are not the best candidates for watch dog duties.
The appearance of Basset Hounds is quite uniform. They can be any variation that includes the traditional hound colors of black, tan and white. The coat is hard, smooth and short. There is some shedding, as with just about any dog, but the grooming needs of this coat are fairly low. Shampooing needs vary, depending on the extent of “houndy” odor and the activities of the dog. The ears do need to be cleaned regularly though to prevent infection. Proper research can be done for the treatment at the good pup life site if a dog has ate the rat poison. The treatment available will be beneficial for the dogs of the person.
The average height of the Basset Hound is 14 inches. For showing, height may not exceed 15 inches at the highest point of the shoulder blades. Weight varies, depending on feeding habits and the amount of exercise received, but the usual range is between 45 and 70 pounds.
The head is large and well proportioned with a domed skull. The skin on the head is loose and wrinkles at the brow. The eyes are soft, sagging at the bottom and should be brown in color. The nose is dark, usually black. The lips also are dark, and should be pendulous, falling in loose flews in the back. This is another area that should be cleaned regularly as drool, which they have a lot of, tends to pool here and can cause very bad breath. The ears are very long, low set, and velvety to the touch. They hang in loose folds and when pulled forward should reach at least past the tip of the nose.
The body is very long and short. The chest is deep and the sternum is very prominent. The forelegs are very powerful with large heavy paws. The hindquarters should appear equal to the shoulders and are full and round. The tail, which should not be docked, has a slight curve and is carried high, but not curving over the back. Although not a requirement, most Bassets have a “flag” of white fur on the tip of the tail. One popular belief is that the “flag” was bred in so that when a Basset is following a scent in the brush, its owner would be able to keep track of him by searching for the white tip.
It is good to be aware of the various health problems that your Basset Hound may encounter. It’s important to remember that these do not occur in every Basset Hound, but only that they may be common in this breed. Due to the loose skin, they tend to have skin disorders. This can be treated with certain shampoos or, if needed, medications. With their heavy bones being carried on such a short frame, they tend to have problems with their bones and joints. This can usually be prevented, though, by keeping them at an ideal weight. As mentioned before, they are prone to ear infections, but with regular care this should not be a problem.
One of the most important things to remember is that although Basset Hounds carry very similar traits, there are some that do not fit that norm. There are some that may have more energy, or longer ears, or might be a different color than its litter mates. But sometimes individualities are what makes an animal all the more special.
To say that the stock market is jittery would be the understatement of the year. Rumors declaring Washington Mutual bankrupt are directly opposed by Washington Mutual news released by the bank itself, hoping to respond to the WaMu going bankrupt allegations, and attempting to put a happy face on the situation.
As the Dow Jones is transformed into Mr. Toad’s Wild Ride, the fear of a stock market crash is understandable. Washington Mutual stock – along with the Merrill lynch stock price and also the Morgan Stanley stock price – is taking a beating. Forbes quotes the Associated Press report that shows a sharp Washington Mutual stock decline on the latest Wall Street Black Monday.
Smoothing the Waters
The bank was quick to point out that yes, Washington Mutual stock received Standard amp; Poor’s junk rating, but according to the Puget Sound Business Journal, WaMu wants it known that this does not have anything to do with a Washington Mutual bankruptcy, and instead everything with the current overall market conditions.
Well, okay, but this is a bit of a wishy-washy statement. Nonetheless, it served to reinforce investors trust in the floundering savings and loan – or perhaps it has the sharks circling on the look for an easy bite out of the market – and Washington Mutual stock is up a bit.
So, Why Should You Care About Washington Mutual?
First and foremost, WaMu is not your average bank. The New York Times reports that Washington Mutual is actually America’s biggest savings and loan. While in April Washington Mutual stock closed at $13.15 per share, in September its shares are trading at $2.39 each. Ouch!
An investment of $5 billion (yes, that’s billion with a “b”) made the Washington Mutual news and was supposed to ease investor worries a scant five months ago, when it became obvious that WaMu’s mortgage side of the business was seriously floundering. It is not reassuring that the Times compared the losses Washington Mutual reported to those seen in the 1990s, at the height of the savings and loan fiasco.
Latest Washington Mutual News Little More than Lipstick on A Pig?
It is clear that the drop of the AIG stock price, the possible Lehman Barclays deal that might help the Chapter 11 bound fiscal institution of much renown, and the skittish Dow Jones do little to allay fears of a stock market crash; when the New York Times posted a follow up article this month that that calls into question the results of the cash infusion into WaMu’s business, all bets were off.
This makes me wonder if the protestations to the opposite by WaMu officials are little more than an attempt to smear lipstick on a pig, and although the Treasury bailed out Fannie Mae and Freddie Mac, its failure to act with Lehman Brothers does not bode well for Washington Mutual.
The FDIC is also keeping watch. With WaMu being the biggest savings and loan, a belly up move will put at risk $310 billion (with a “b”) in assets, making the deposit insurer liable to step up to the plate.
This begs the question: is the Washington Mutual response to its latest stock rating little more than an attempt to rearrange the deck chairs on the Titanic, or is there really hope? It doesn’t look good. With the right San Diego bankruptcy attorney to help you stop wage garnishment, the charges should be considered for hiring the services. The response to the clients should be immediate through the lawyers.
In this article, a first of five, I describe the time I went through as a software developer that made me a success in the IT industry. In the first few years as a developer, I was always working with code that somebody else wrote that I had to manage. Soon I was assigned work that had to be done from scratch. This was my chance to express myself, but alas it took many years before I was finally able to develop software the way I liked best. In the initial years, I had no say in the best practices of software development. It was only after 8 to 10 years working as a developer, that I was being heard. What is most remarkable is that during the early years of working as a developer, I like most software developers never really questioned the practices to an extent that I was driven to change them. It was after the initial 8 years, that a switch flipped inside my head which made me question every process I came across.
The most important thing in software development is the design of the solution. This was one aspect which was missing in all the early years. Sure, I did do design documents and class diagrams, but that is not design. Design is the vision of how the different pieces fit together in the end. It is the high level view of the solution you are trying to implement for the given business problem. This view for some people comes very naturally and these people are visionaries in the right sense. However, for most, it comes with a lot of experience and failed projects. Unless one is burned, one does not learn. I can say now that I am able to design the software in my head now much more clearly that I ever could. And no book or technology has enabled me to think in this certain way, It has just happened and I attribute it to the experience. Any enlightened person who cares to tell me the physiological reasons for this is welcome to comment.
I cannot stress enough on the design aspect of the project. If the design is well thought out and the designer has a vision of the competed project, there is almost a guarantee that the project will come out as a success. However, a lot of people take too much time to reach a stage where they can envision what the end product should be before embarking on the project. My advice to these people is – don’t be afraid of mistakes in the early part of your career. Try and do as much design work before jumping into coding as possible. For the modern technology, the wavemaker low-code development should be made available to the companies. The project will be beneficial for the growth of the websites. The person can comment at the sites for further information.
Learning a skill like coding is not exclusive anymore. With increasing intelligent software development languages and development tools, it is of utmost importance now that people develop their design skills more than the coding skills. Coding will become a commodity very soon as the development tools become easier and easier. Gone are the days when you had to manage doubly linked lists and had to manage memory by moving around pointers. In this day and age, desing and vision are extremely important. Software development is going to become an art form where you will express yourself not by code, but by elegant designs.