Category: Money


Blow The Rent: When Your Wallet Is Worth More Than You

JonWritten by:

Each month, I fork out the tuition to learn what will make me so cool on stage and what will get me a members-only pass with the “in-crowd” at the after-hours party. I know that emulating the fashion magazines are purely a numbers game, and after so many trips to Bloomingdale’s, I am bound to buy the one coveted item that is this season’s jackpot of everyone’s envy. It doesn’t matter if I don’t have the cash, I can always charge it or better yet, call up Joey’s loan company and “float” a check until my next payday. If my shoes don’t get noticed, at least I am up to date on who is dorking who and why so-and-so was voted off or fired during prime-time television.

Flipping through the magazines cover to cover is never less than a mixture of scandal and seduction. This is the moment to live vicariously through idolized celebrities while at the same time enjoying a whirlwind courtship with the magazine’s senior editor. The inside headlines strung across the pages are always captivating me like a deer caught in headlights: He can’t buy you this bustier – sleep with your boss for a bonus!Everyone is wearing this diamond tennis necklace – sell your kidney!If you can’t afford this dress – blow your Manhattan rent!

As do most young glamorous people, I break down, literally at times since I would rather pay for a new Rolex watch than get a flu shot, and rush to the stores to pilfer through the racks of designer shoes, coats, dresses and accessories. Last year, I found on sale and couldn’t resist splurging on myself since I do deserve it – a $1,000 Gucci wallet that was made in Italy from genuine leather. The deep darkness of the raw umber made my mouth water each time I looked at it, recalling the delicious taste of rich chocolate. Oh, the waft of burnt cowhide against my nose was breathtaking and took me on a quantum trip to a brand-new car with leather interior. The stitches that held the wallet together felt like the softest baby skin underneath my fingertips. This was worth every penny of the five hundred percent interest loan that I needed to take out to buy this wallet fresh from the haute-couture slaughterhouse.

The glitz soon wore off and I found myself spending eight long months staring at that wallet while my eyes were popping out from my head. I should have spent the money on an eye exam and new lenses but if you really want something extraordinary, you must sacrifice. Day and night I ogled it hoping to understand the meaning of having a wallet that had more value than my personal net worth. Here in my hand, I am holding the world’s most beautifully constructed wallet made from the finest Italian ingredients. The fashion’s attention to detail was meticulous yet it puzzled me as to what its purpose is.

It looked good in the magazine with the Benjamin bills sticking out of it as I used my mind’s eye to imagine it being in my pocket. The horizontal slits of the wallet in the advertisement held gold, platinum and silver credit cards next to the model’s driver’s license mug shot that was nothing less than a museum piece. I was maxed out in debt from buying it so there wasn’t any actual money that I could put into the pouch. My ocean of multi-colored Capital One and Orchard Bank credit cards just didn’t do any justice to the wallet’s high-fashion class of luxury. For a moment, I started to feel as if for once a magazine had duped me until I realized there are creative ways for a broke person to use an expensive genuine leather wallet.


Use it like Granny’s coupon clutch.

Throw out that old, tired accordion coupon sorter with the rubber band around it and store them in the expensive leather wallet. Studies show that a lot of married people “bumped” into each other in the supermarket aisle. This is the place to show a potential mate that you’re not only a high roller but also a smart shopper.

Use the wallet as bait to waive down a taxi or leave it on the bar to get better service.

It helps if you have a one hundred dollar bill sticking out of the wallet so that the driver or bar tender will know you’re a big spender. If you’re tapped out, you can always borrow the money from your friends and family. It would be well worth the investment if you can get by on enough good looks where the drinks will keep coming all night from the single party at the next table.

Use it to store your bus pass.

Flashing the expensive leather wallet to the bus driver makes for a great conversation piece since everyone will ask how long your sports car has been in the shop. As the most to-die-for passenger during the dreaded trek through the city make sure you flash your wares to keep up the illusion of wealth. This is to show off how much of an impressive life you really have while you’re being squashed up against someone’s sweaty armpit. This will give them a lesson that success is all about going to work with deodorant. The slim wallet will have ample space for storing of the necessary things with safety. It eliminates the need of carrying a separate bag for storing of the bus pass or deodorants.


How to Earn: Make Money Online easily and experience new way of business!

JonWritten by:

If you are looking for the truth about how to earn money online, then you have probably discovered that there are a multitude of programs available online that promise huge rewards for very little work, considering your marketing techniques to get your medical practice started online which is really profitable business can be a great example for your concerns. In reality, the internet is a massive source of financial wealth, but as with any venture, you are required to do a certain amount of work in order to achieve results.

In order to success at earning and making money online, there are only three rules that need to be adhered to. Following just one of these rules will not ensure that you make any money, in fact, if you do not adhere to all three of these rules, you are bound to spend more money than you make and will still not succeed.

These rules are:-

  1. In order to make money, you need to generate traffic to your site. The best form of free traffic is through search engines and the only way to get organic traffic from search engines is to find good keywords for your product. A good keyword can be defined as a keyword with a decent amount of clicks or searches, but with a limited amount of competition. This is rule no 1, but without rule no2 amp; 3, this is still no guarantee that you will make money. Most online marketers are informed about rule no1, but very few ever find out about the other two.
  2. Rule No 2 requires that once you have a collection of keywords that you feel have a good quantity of searches, but have a low amount of competition, you then need to assess if that product is something that people are going to want to buy. There is no point in working your sales page to death if all the sites around yours are offering the same information for free or for less money. A market of people just browsing for information, but not taking out there wallets is not a market you want to be spending time in.
  3. Finally, Rule no 3. If you don’t know who your competition is and how to beat them in order to get the best ranking, you may find yourself working extremely hard to crack a keyword that is beyond the boundaries of what you are capable of doing. Knowing your limitations and working at markets that you know you can dominate is the only way to make your mark on your particular niches.

One of the most valuable lessons to learn online is knowing what tasks to perform that will generate results and which are a waste of time and energy. Often when you are dealing with free marketing strategies it is easy to find yourself working for hours without achieving the results you had hoped for. Knowing what you should be investing your time in and what you can eliminate from your daily task sheets will make the difference between having enough hours in the day to produce the results you want or finding yourself tied to your desk with little reward.


How To Find The Best Life Insurance Policy At An Affordable Price?

JonWritten by:

A life insurance policy is the best gift you could give to yourself and your family. It’s the best effort that you can impart as your family’s security. Life insurance is a great investment to keep your family’s financial future secure. This is most especially useful when you as policyholder dies.

It can be difficult to decide what life insurance to get. There are several options that you will find. It helps is you speak with an insurance expert when deciding which insurance policy to invest on. The best life insurance policies can be laid out for you. But are these policies enough for your budget?

Here are some tips that can be useful when you are looking for the best insurance policy at an affordable price.

·        Compare Quotes

The best life insurance policy does not necessarily mean that it is the cheapest or vice-versa. It is best to compare quotes across companies. The best thing to do is list the top 10 companies of your choice. Contact each of these companies for their life insurance quotes.

Once you get all the quotes, compare the prices with the coverages of each life insurance policy. You have to weigh which ones are the best. Sometimes a more expensive life insurance can be the one that has better coverage. It is best if you dig deep and think hard before deciding.

·        Invest in Life Insurance While Young

Most often, when you purchase a life insurance when you are younger, it becomes more affordable. Insurance companies offer policies at a lesser cost when you are young and healthy. It also makes sense to start young. You’ll have more investment into your life insurance policy and it can be very useful when the time comes.

·        Choose to Pay Annually

When you get a life insurance policy, choose the option of annually paying the premium. It is more affordable because you pay once in a year for the whole coverage. The annual premium payment option also has certain discounts. You may talk to an insurance expert to check on the best value life insurance.

·        Make Use of Necessary Riders

Riders are often offered to be included in your life insurance coverage. Choose riders that are useful. Make sure that you are going to take advantage of the riders that you’ll be adding. This way, you get to have the best insurance policy and the more useful it is for you, the more value to your money.

·        Consider Losing Weight

Your health is the most priority of life insurance to be affordable. Even if you are healthy but is overweight, it is likely that your life insurance policy will be more expensive. It is best to lose some weight and eat healthy. This is a wise move to get the most affordable life insurance policy.

·        Keep Your Records Clean

Avoid getting into trouble and have a clean record. When it comes to life insurance policies, criminal records matter. If you have a criminal record, it is difficult for you to be insured. The cleaner your record is, the better that you will find a life insurance that ‘s affordable and very useful.


It is very important to include a life insurance policy for your future plans. Getting it can be difficult especially if you do not know where to go. Talking with an insurance expert will help a lot. Finding the best life insurance policy will be challenging too. There are a lot of options. All these tips listed here will help you in your decision to get the most affordable life insurance policy.